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Terms of Use
Financord Website Terms of Use
Thank you for visiting Financord, an Internet property owned by Ethertide Limited. By accessing the Site, downloading any Content, registering for the Newsletter and Activity Material or purchasing a Membership, you agree to the Site Offerings Terms of Use.
The Website Privacy Policy for (“Privacy Policy”) and any applicable operating rules, policies and other supplemental Terms of Use or documents that may be published from time to time are hereby incorporated into this Agreement. All of these documents form a unified whole that is binding on all parties.
If you do not accept all of the Terms of Use of this Agreement, you are not permitted to use the Site Offerings in any way. Please take the time to carefully read through the Agreement before proceeding.
Table of contents
- Definitions
- Agreement
- Registration
- Fees
- Invoicing
- Trial Period
- Payment Methods
- Cancellation of Membership, Refunds and General Invoicing Provisions
- Termination
- Loss of Data, Content and Capacity
- General Membership Terms
- Financord Content
- Social Media Pages
- User License
- Privacy Policy
- External links
- Indemnification
- Disclaimer of Warranties
- Limitation of Liability
- Proprietary Rights/Intellectual Property
- Opt-Outs
- Dispute Resolution
- Notice for Claims of Copyright Violations
- Anti-Money Laundering Policy
- Final Provisions
- Force Majeure
- Feedback and Suggestions
- Contact/Support Centre
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Definitions
Financord: Financord helps you reach short-term and long-term financial goals and helps you manage and control your finances. Get a real-time picture of your financial state and spending habits, so you can save more and create good short-term and long-term financial goals. All you need to do is manually import your daily transactions and financial details, without any links to your bank accounts, and you’ll be able to track and manage your money using the tools and features available through our planner. We offer tips and recommendations that can help you save more and make smarter financial decisions. There is even an option to receive alerts on your due dates, so you can pay your bills on time. Avoid splurges and create clear and concise financial reports faster than ever before. All the tools in our planner are placed on a single dashboard that anyone can use.
Financord Content: All content that can be accessed, downloaded, and interacted with on the website. This includes, but is not limited to, interactive content, text, audio, video, photographs, graphics, artwork, and more.
Membership:the agreement between the User and Financord to provide access to the Services for a period of time.
Payment Method:the credit card, debit card, PayPal account, or other payment method that the User uses to pay for their Membership.
Services:the interactive content, text, audio, video, photographs, graphics, artwork and more that are available through the Membership.
Site Offerings: the Site, Services.
Social Media Pages: Pages hosted on third-party websites that are related to and are subject to the applicable agreements and Terms of Use of those Social Media Websites.
Social Media Websites: Third-party websites where 's Social Media Pages are hosted.
User: the person who registers for a Membership and provides their Payment Method information.
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Agreement
You meet the minimum age requirement (18 years), you inhabit in one of the countries Financord is operating and you are legally able to enter into binding contracts, as per applicable law. This Agreement is the sole and complete understanding between you and Financord about your use of the Site Offerings. Any offers or products made available to you on the Site that enhance or complement the current features of the Site Offerings will be subject to this Agreement, unless stated otherwise. Financord is not responsible if you are unable to use the Site Offerings.
This Agreement may be revised or modified at any time without prior notification to you. Any disputes that occurred before the amendment of the Dispute Resolution Provisions, or charges incurred before the amendment of the Billing Provisions, will still be managed according to the Dispute Resolution Provisions and Billing Provisions in place at that time. To view the most up-to-date version of this Agreement, please visit Financord’s website. By continuing to use the Site Offerings, you agree to be bound by all applicable terms and conditions.
By using Financord Services, you also acknowledge that you have read the Privacy Statement.
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Registration
In order to use certain Site Offerings, you may need to fill out a registration form (the “Form”). It will ask for information such as:
- Your name
- Mailing/billing address
- Email address
- Phone number
- Credit card details (if buying Merchandise and/or Membership)
- Any other information Financord requests
By registering on Financord you agree to keep the information related to your security of the service confidential, to be responsible for all the consequences resulting from the use of your account and to pay your invoice every month until your subscription is terminated or cancelled.
Your Registration Data must be accurate, current, and complete in order for us to keep it up to date. You can at any time change your address, user details and update your payment methods via “My Account”. Financord will consider the person or entity who has access to the email address as the owner of the Membership Financord retains the right to reject and/or terminate your Registration at any time for any reason, such as if Financord believes you have breached the Agreement, are engaging in improper conduct, or are conducting unauthorised commercial activity.
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Fees
It's important to make sure you're paying the correct price for your Membership, based on the country where you're registering. If the price you're charged is incorrect, please contact our customer support team at [email protected] for help. To give you an idea of pricing, here's an overview of the cost for each country Financord Membership is available in..
Plan Name: Financord Advanced
Country Trial Days Trial Price Recurring Interval - Days Recurring Price Austria 3 9.99 EUR 14 39.99 EUR Australia 3 15.99 AUD 14 80.00 AUD Belgium 3 9.99 EUR 14 49.99 EUR Bulgaria 3 4.00 BGN 14 71.00 BGN Canada 3 15.00 CAD 14 59.00 CAD Switzerland 3 9.00 CHF 14 57.00 CHF Chile 3 10304.00 CLP 14 19830.00 CLP Colombia 3 6198.00 COP 14 111548.00 COP Czech Republic 3 250.00 CZK 14 737.00 CZK Germany 3 9.99 EUR 14 39.99 EUR Estonia 3 9.99 EUR 14 39.99 EUR Spain 3 9.99 EUR 14 39.99 EUR Finland 3 9.99 EUR 14 59.99 EUR France 3 9.99 EUR 14 49.99 EUR United Kingdom 3 8.00 GBP 14 41.00 GBP Greece 3 9.99 EUR 14 39.99 EUR Hong Kong 3 18.00 HKD 14 314.00 HKD Croatia 3 9.99 EUR 14 39.99 EUR Hungary 3 3933.00 HUF 14 15345.00 HUF Indonesia 3 23409.00 IDR 14 421346.00 IDR Republic of Ireland 3 2.00 EUR 14 36.00 EUR Israel 3 41.99 ILS 14 124.00 ILS Iceland 3 2.00 EUR 14 36.00 EUR Italy 3 9.99 EUR 14 39.99 EUR Japan 3 1595.00 JPY 14 7869.00 JPY Korea 3 2862.00 KRW 14 51501.00 KRW Kuwait 3 3.00 KWD 14 7.00 KWD Liechtenstein 3 2.00 CHF 14 35.00 CHF Lithuania 3 9.99 EUR 14 49.99 EUR Luxembourg 3 9.99 EUR 14 59.99 EUR Latvia 3 9.99 EUR 14 39.99 EUR Morocco 3 3.00 USD 14 41.00 USD Moldova 3 3.00 USD 14 41.00 USD Malta 3 2.00 EUR 14 36.00 EUR Mexico 3 216.00 MXN 14 416.00 MXN Malaysia 3 46.00 MYR 14 90.00 MYR Netherlands 3 9.99 EUR 14 59.99 EUR Norway 3 116.00 NOK 14 700.00 NOK New Zealand 3 17.00 NZD 14 88.00 NZD Philippines 3 86.00 PHP 14 1538.00 PHP Poland 3 42.00 PLN 14 167.00 PLN Portugal 3 9.99 EUR 14 29.99 EUR Qatar 3 40.00 QAR 14 78.00 QAR Romania 3 49.00 RON 14 146.00 RON Saudi Arabia 3 41.00 SAR 14 123.00 SAR Sweden 3 113.00 SEK 14 681.00 SEK Singapore 3 14.00 SGD 14 57.00 SGD Slovenia 3 9.99 EUR 14 29.99 EUR Slovakia 3 9.99 EUR 14 39.99 EUR Turkey 3 370.00 TRY 14 1099.00 TRY Uruguay 3 2.00 USD 14 29.00 USD South Africa 3 193.00 ZAR 14 373.00 ZAR Plan Name: Financord Starter
Country Trial Days Trial Price Recurring Interval - Days Recurring Price Austria 3 3.00 EUR 14 39.99 EUR Australia 3 5.00 AUD 14 80.00 AUD Belgium 3 3.00 EUR 14 49.99 EUR Bulgaria 3 6.00 BGN 14 113.55 BGN Canada 3 5.00 CAD 14 59.00 CAD Switzerland 3 3.00 CHF 14 57.00 CHF Chile 3 3095.00 CLP 14 19830.00 CLP Colombia 3 13031.00 COP 14 252002.77 COP Czech Republic 3 75.00 CZK 14 737.00 CZK Germany 3 3.00 EUR 14 39.99 EUR Estonia 3 3.00 EUR 14 39.99 EUR Spain 3 3.00 EUR 14 39.99 EUR Finland 3 3.00 EUR 14 59.99 EUR France 3 3.00 EUR 14 49.99 EUR United Kingdom 3 3.00 GBP 14 41.00 GBP Greece 3 3.00 EUR 14 39.99 EUR Hong Kong 3 25.00 HKD 14 491.35 HKD Croatia 3 3.00 EUR 14 39.99 EUR Hungary 3 1182.00 HUF 14 15345.00 HUF Indonesia 3 52602.00 IDR 14 1017419.62 IDR Republic of Ireland 3 3.00 EUR 14 57.99 EUR Israel 3 13.00 ILS 14 124.00 ILS Iceland 3 3.00 EUR 14 57.99 EUR Italy 3 3.00 EUR 14 39.99 EUR Japan 3 479.00 JPY 14 7869.00 JPY Korea 3 4489.00 KRW 14 86799.48 KRW Kuwait 3 1.00 KWD 14 7.00 KWD Liechtenstein 3 3.00 CHF 14 56.51 CHF Lithuania 3 3.00 EUR 14 49.99 EUR Luxembourg 3 3.00 EUR 14 59.99 EUR Latvia 3 3.00 EUR 14 39.99 EUR Morocco 3 3.00 USD 14 62.92 USD Monaco 3 3.00 EUR 14 57.99 EUR Moldova 3 3.00 USD 14 62.92 USD Malta 3 3.00 EUR 14 57.99 EUR Mexico 3 65.00 MXN 14 416.00 MXN Malaysia 3 14.00 MYR 14 90.00 MYR Netherlands 3 3.00 EUR 14 59.99 EUR Norway 3 35.00 NOK 14 700.00 NOK New Zealand 3 5.00 NZD 14 88.00 NZD Philippines 3 190.00 PHP 14 3669.00 PHP Poland 3 13.00 PLN 14 167.00 PLN Portugal 3 3.00 EUR 14 29.99 EUR Qatar 3 12.00 QAR 14 78.00 QAR Romania 3 15.00 RON 14 146.00 RON Serbia 3 3.00 EUR 14 57.99 EUR Saudi Arabia 3 13.00 SAR 14 123.00 SAR Sweden 3 34.00 SEK 14 681.00 SEK Singapore 3 4.00 SGD 14 57.00 SGD Slovenia 3 3.00 EUR 14 29.99 EUR Slovakia 3 3.00 EUR 14 39.99 EUR Turkey 3 111.00 TRY 14 1099.00 TRY Uruguay 3 3.00 USD 14 62.92 USD South Africa 3 58.00 ZAR 14 373.00 ZAR Plan Name: Financord Elite
Country Trial Days Trial Price Recurring Interval - Days Recurring Price Austria 3 3.00 EUR 10 39.99 EUR Australia 3 5.00 AUD 10 80.00 AUD Belgium 3 3.00 EUR 10 49.99 EUR Bulgaria 3 4.00 BGN 10 61.00 BGN Canada 3 5.00 CAD 10 59.00 CAD Switzerland 3 3.00 CHF 10 57.00 CHF Chile 3 3095.00 CLP 10 19830.00 CLP Colombia 3 8449.00 COP 10 130965.00 COP Czech Republic 3 75.00 CZK 10 737.00 CZK Germany 3 3.00 EUR 10 39.99 EUR Estonia 3 3.00 EUR 10 39.99 EUR Spain 3 3.00 EUR 10 39.99 EUR Finland 3 3.00 EUR 10 59.99 EUR France 3 3.00 EUR 10 49.99 EUR United Kingdom 3 3.00 GBP 10 41.00 GBP Greece 3 3.00 EUR 10 39.99 EUR Hong Kong 3 17.00 HKD 10 260.00 HKD Croatia 3 3.00 EUR 10 39.99 EUR Hungary 3 1182.00 HUF 10 15345.00 HUF Indonesia 3 34666.00 IDR 10 537329.00 IDR Republic of Ireland 3 2.00 EUR 10 31.00 EUR Israel 3 13.00 ILS 10 124.00 ILS Iceland 3 2.00 EUR 10 31.00 EUR Italy 3 3.00 EUR 10 39.99 EUR Japan 3 479.00 JPY 10 7869.00 JPY Korea 3 2947.00 KRW 10 45677.00 KRW Kuwait 3 1.00 KWD 10 7.00 KWD Liechtenstein 3 2.00 CHF 10 30.00 CHF Lithuania 3 3.00 EUR 10 49.99 EUR Luxembourg 3 3.00 EUR 10 59.99 EUR Latvia 3 3.00 EUR 10 39.99 EUR Morocco 3 2.00 USD 10 33.00 USD Moldova 3 2.00 USD 10 33.00 USD Malta 3 2.00 EUR 10 31.00 EUR Mexico 3 65.00 MXN 10 416.00 MXN Malaysia 3 14.00 MYR 10 90.00 MYR Netherlands 3 3.00 EUR 10 59.99 EUR Norway 3 35.00 NOK 10 700.00 NOK New Zealand 3 5.00 NZD 10 88.00 NZD Philippines 3 124.00 PHP 10 1921.00 PHP Poland 3 13.00 PLN 10 167.00 PLN Portugal 3 3.00 EUR 10 29.99 EUR Qatar 3 12.00 QAR 10 78.00 QAR Romania 3 15.00 RON 10 146.00 RON Saudi Arabia 3 13.00 SAR 10 123.00 SAR Sweden 3 34.00 SEK 10 681.00 SEK Singapore 3 4.00 SGD 10 57.00 SGD Slovenia 3 3.00 EUR 10 29.99 EUR Slovakia 3 3.00 EUR 10 39.99 EUR Turkey 3 111.00 TRY 10 1099.00 TRY Uruguay 3 2.00 USD 10 33.00 USD South Africa 3 58.00 ZAR 10 373.00 ZAR -
Invoicing
Upon registering for a Membership to the Financord, the payment method you provided or updated later will be automatically charged for the fees mentioned above. The date of the payments depends on the plan you will choose as also mentioned above. There is no obligation to stay - you can cancel your membership at any time. All fees will be paid in advance of the services being provided. You agree that Financord can charge your Payment Method without additional authorization.
Once Financord has received your order, the services purchased will be available to you, according to the applicable terms. A confirmation email of your order with the description of the billing will be sent to the email you stated upon signing up for the subscription. If you have any queries regarding the delivery of your order, contact us at [email protected]. Ethertide Limited reserves the right to issue digital or physical invoices and to work with a third-party factoring company if credit card payment is not made. All communication will be electronic or over the phone.
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Trial Period
By signing up for a membership through one of Financord campaigns, you give permission to Financord to deduct the trial period fee and then the complete recurring fee from the credit card you used upon continuing the service. When purchasing the trial subscription, you will not be charged for any undisclosed fees, just the amount mentioned in the campaigns. Your membership will be renewed automatically after the trial period and the date of the renewal depends on the plan you will choose. You can choose if the payment of the aforementioned fee will be conducted on your local price according to the “Pricing by country” list above or to the local currency of Republic of Ireland. You understand and accept that Financord will not require any additional authorization from you for this recurrent payment. Every time you use the Membership, you confirm that Financord has the right to charge your Payment Method and to apply the charges to the same.
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Payment Methods
All payments are made in your local currency through SSL encrypted connection with maximum safety. You can also proceed with the payment in the local currency of Republic of Ireland. You acknowledge and agree that any card and related billing and payment information that you provide are not stolen and will be shared with a third-party partner (Payment processor and/or Acquirer). The processing of payment by other Payment Providers shall be governed by such Payment Provider’s terms of service and Financord is not responsible in any way for your relationship with any such Payment Providers or for the actions of any of these Payment Providers.
We reserve the right, at our sole discretion, to offer a discount on a subscription payment period without prior notification.
Accepted Cards: Visa and MasterCard.
In the event of failure on the collection of the Fees owed by you, you authorize Financord to retry and collect at a later time and Financord may in its sole discretion suspend or cancel your subscription without further notice. If a payment is not successfully settled due to expiration, insufficient funds or otherwise, and you do not cancel your subscription, you remain responsible for the uncollected amounts and Financord may suspend your access to the services until the successfully charged of a valid Payment Method.
Billing Cycle: The Membership fee will be automatically deducted from your chosen Payment Method on the specific payment date mentioned in the reminder email. The duration of your billing cycle will vary depending on the subscription type you selected when signing up for the service. Your payment date may change if your payment method has not successfully settled or if you change your subscription plan. We have the sole discretion to provide a discount on a subscription payment plan without giving any prior notice.
Financord will notify you by a reminder email with the date and time of the expiration of the trial period, the invoice of your purchase and these terms of use, 7 days before your trial period expires, or immediately after the purchase, if the trial period is shorter than 7 days.
You acknowledge that you are responsible to ensure that your email can receive the confirmation and reminder emails. Financord is not responsible for any such failure and you are advised to provide an email service other than hotmail and gmail as those services may have issues regarding emails sent by Financord. If you have not received the emails, you may contact the Customer Support Centre.
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Cancellation of Membership, Refunds and General Invoicing Provisions
If you are not happy with your purchase, you can immediately end your Membership with Financordat any time by clicking (“Cancel Subscription”) and following the available instructions or by contacting the customer’s support centre through email/phone. Your account will remain active until the next billing cycle..
Financordoffers a 100% refund if it is requested within 14 days of your purchase. No refunds will be given for Membership fees already paid. All Membership fees are non-refundable and will be shown on your Payment Method statement under the specified identifier. Exceptions can be made on a case-by-case basis with the decision of the customer’s support team.
Financordreserves the right to change their Billing Provisions at any time by posting the new fees on its Service. If you decide to continue using the Site or purchase a Membership after receiving the notice, you agree to be bound by the changes. By signing up with Financordand providing your Payment Method information, you are authorizing Financordto provide the Merchandise and bill you for it.
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Termination
Financordreserves the right to terminate your access to its services at any time without prior notice if you violate any clause of this Agreement. Your access may also be terminated on the same terms due to failure of fulfillment of payment obligations, usage of the service that may pose a risk to Financordor other users, engagement in illegal activities unethical actions that could harm Financordor other users, suspected fraudulent account activity and participation in any other unacceptable behaviour described on the site and/or governing by the law.Upon termination, you acknowledge that Financordshall not refund any previously paid fees and you are obliged to pay any remaining charges prior to your termination.
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Loss of Data, Content, and Capacity
If your Membership is canceled or terminated, the user account, data in the normal course of operation and content will be deleted and cannot be recovered.
The clauses of this Agreement relating to the protection and enforcement of Financordintellectual property, disclaimer of warranties, indemnification, limitation and governing law will remain valid after the cancelation or termination.
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General Membership Terms
Membership to the Financordwebsite grants you access to various content, such as interactive content, text, audio, video, photographs, graphics, artwork and more (collectively referred to as “FinancordContent”). Financordis solely responsible for the accuracy, completeness, appropriateness and usefulness of this content. Financorddoes not guarantee that all content posted by and through the website is accurate, and does not take any responsibility to monitor or police such content. You agree to release Financordfrom any liability in connection with any dispute between you and Financord.
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Financord Content
With the right technology, you can access, download, and interact with some or all of the content offered through Financord. Financordand third-party providers compile, distribute, and showcase this content. Financordis not responsible for the accuracy, completeness, or appropriateness of content provided by third-party providers on the site. Financorddoes not guarantee that the content and other information posted is up-to-date and suitable. Financordhas no responsibility or obligation to you in connection with any content. Be cautious when using the content, as it may be outdated, harmful, wrong, or deceptive. Financordreserves the right to edit and/or delete any documents, information, or other content appearing on the site.
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Social Media Pages
The Site may contain links to Financord's Social Media Pages. These Pages are hosted on third-party websites (“Social Media Websites”) and are subject to the applicable agreements and Terms of Use of those Social Media Websites. Financordis not responsible for any claims or damages related to your use, or inability to use, the Social Media Pages and/or Social Media Websites.
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User License
As a user of the Site, you are granted a non-exclusive, non-transferable, revocable and limited license to access and use the Site Offerings. This license can be terminated by Financordat any time and for any reason. Unless given express permission by Financord, you may only use the Site Offerings for personal, non-commercial purposes. .
You agree and undertake not to:
- reproduce, modify, download, adapt, rent, lease, sell, emulate, clone, decompile, disassemble, reverse engineer, or transfer any part of the Site Offerings.
- create any derivative works by altering any aspect of the Site Offerings or use the Site Offerings in conjunction with any other third-party content. Commercial use of the Site Offerings is not permitted without express permission from Financord.
- upload, submit or display any content or use licensed content in a manner which may be deemed as malicious, unlawful, defamatory, hateful, libelous, obscene, harassing, threatening, provocative, abusive, racist, offensive, deceptive or fraudulent, encouraging criminal or harmful conduct, or which otherwise violates any law or infringes upon the rights of Financordor any third party (including any intellectual property right, privacy rights, copyright, trademark, contractual or fiduciary rights), or otherwise shows any person, entity or brand in a bad disparaging light, without their prior explicit approval.
- use any illegal action to collect data, passwords for other websites, third parties or services.
- phish, upload or otherwise make available financial data used for collecting payments.
- use any “robot” or other automatic device or algorithm to access, copy or monitor the Financordservices, including data and content, or reproduce the navigational structure of the services.
- act in a way which might harm Financordreputation and goodwill or expose Financordor tis users to any harm or liability of any kind, violate others user’s right to privacy or any other rights, collect personally identifiable information about users without their consent.
- purchase search engine or other pay per click keywords or domain names that Financord use.
- use any of the Financordservices in a form of spam, unsolicited, fraud, scam, pyramid scheme or otherwise engage in unethical marketing or advertising.
- access to Financordservices through any means of technology other than Financordpublicly supported interfaces or test the vulnerability of the Financordservices or network.
- impersonate directly or indirectly any person or entity or provide Financordwith false information or otherwise engage with any form of manipulation to disguise your identity.
- disable or otherwise avoid any measures used to restrict access to Financordservices.
- sell for any commercial purposes access to Financordservices except as permitted.
- access or use the services in order to build a competitive product.
- remove or notify any copyright notices, restrictions and signs indicating proprietary rights.
- take any unreasonable actions that interfere the operation of Financordservices.
- to indemnify and hold harmless Financordfor any violations of this agreement.
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Privacy Policy
Certain parts of Financordservices require or involve the collection or use of personally identifying information such as data pertaining to users or activities or navigation undertaken by users through the Financordservices. Specifically, all materials that you submit through or in connection with the Site, such as Registration Data and Feedback, are subject to the Privacy Policy and you are encouraged to read the Privacy Statement and Third Party Services’ relevant policies for a description use practices and data collection. To view the Privacy Policy, please click (“Privacy Statement”)
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External links
The Site Offerings may link to other websites located on the Internet that are owned and operated by third parties. Financordhas no control over the information, products or services available from these external websites, so Financordcannot accept responsibility or liability for their content, operations or data protection. Any deals or promotions made by advertisers on the Site, including payment and delivery of goods or services, are only between the user and the appropriate advertiser or third party. Additionally, Financordwill not be liable for any loss or damage caused by the use of, or reliance on, any material from external websites or through any such dealings or promotions. Use of any such linked website is at your own risk.
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Indemnification
You agree to indemnify and defend Financord, its parents, subsidiaries, and their respective members, officers, directors, employees, agents, co-branders, content licensors, and other partners from any and all claims, expenses, damages, suits, costs, demands, including attorney’s fee, and/or judgments made by a third party as a result of your inappropriate use of the Site Offerings, including violation of the copyright or privacy right, breach of this Agreement, any dispute between you and Financord, and/or violation of any rights of another individual or entity. These provisions are for the benefit of Financord, its parents, subsidiaries, and affiliates, as well as their respective officers, directors, members, employees, agents, shareholders, licensors, suppliers, and attorneys, who can each enforce these provisions directly against you.
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Disclaimer of Warranties
The offerings and/or any other products and/or services provided by Financordthrough the website are offered on an “As Is”, “with all fault” and “As Available” basis without any guarantees or warranties of any kind, including any implied warranties or condition of merchantability, non-infringement of intellectual property, fitness for a particular purpose, uninterrupted use, timely delivery, secure operation, error-free performance, free of harmful components, accuracy, reliability, or any educational benefit, success, achievement, or any other warranty – all to the fullest extent permitted by law. Further, Financorddoes not represent or warrant that the Financordservices (or any part, feature or Content) are complete, accurate, of any certain quality, reliable or secure in any way, suitable for or compatible with any of your contemplated activities, devices, operating systems, browsers, software or tools (or that they will remain as such at any time), or comply with any laws applicable to you (including in any jurisdiction in which you operate), or that their operation will be free of any viruses, bugs or other harmful components or program limitation. Financordis also not responsible for the availability of any underlying internet connection associated with the website offerings. And, Financordshall not be held liable for any advice or information obtained from it or from the website offerings that does not explicitly state it is covered by a warranty in the Agreement. Financordshall not be liable if you cannot access its services during periods of peak demand or due to malfunctions to the system for any reason.
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Limitation of Liability
You understand and agree that Financordshall not be liable for any damages resulting from your use of the Site Offerings or any other services offered by them. This includes, but is not limited to, losses of profits, goodwill, data, use of the service, business interruption, inaccurate results, cost of recovering any data, cost of claims by third parties for damages to electronic devices and software or other intangible losses. Financordwill not be liable to you or any third party up to the fullest extent permitted by law. You and Financordcannot bring any action more than one year after the event which caused the cause of action. The negation of damages is a fundamental element of the agreement between you and Financord .
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Proprietary Rights/Intellectual Property
The content provided by Financordservice including graphics, text, design, images, artwork, audio, video, documents, digital conversion, copyrightable materials, methods, algorithm, data, inventions, trade secrets, logos, domains, trademark, tradename, title, software, services and other matters relating to them, are all subject to applicable intellectual property, right, copyrights and trademarks.
Viewing any content does not grant you any ownership rights and posting any information or material through the site offering does not mean that any such rights have been waived. All rights of Financordor its licensors that are not expressly granted in this Agreement are reversed to Financordand its licensors.
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Opt-Outs
You are not able to opt out from transactional communication (billing and service messages) but you can opt out of receiving marketing and notification emails by clicking the “unsubscribe” link located at the bottom of the marketing messages or by contacting the Support Centre.
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Dispute Resolution
The Agreement shall be treated as if it were signed and carried out in Republic of Ireland and shall be governed by and interpreted in accordance with the laws of Republic of Ireland (without regard to conflict of law principles). If you have submitted a complaint to Financordbut you consider the answer to be unsatisfactory, you can submit a dispute for resolution via an arbitration Settlement Offer. The arbitration shall be conducted in Republic of Ireland by a single arbitrator. Unless specifically required by applicable law, each party will bear their own legal costs, regardless of who is deemed the winner in the arbitration. Even though Financordmay have the right to an award of lawyers’ fees and expenses if they are successful in arbitrating, they will not seek this from you unless the arbitrator finds that your claim was frivolous.
Furthermore, to the extent allowed by law, you agree not to initiate, join or take part in any class action lawsuit related to any claim, dispute or controversy that you have against Financordand/or its employees, officers, directors, members, representatives and/or assigns. You agree to the entry of an injunction to stop such a lawsuit or to remove you as a participant in the suit. You also agree to pay the legal fees and court costs incurred by Financordin seeking such relief. This provision preventing you from initiating, joining or participating in class action lawsuits: (A) does not waive any of your rights or remedies to pursue a claim individually and not as a part of a class action in a binding arbitration as outlined above; and (B) is a separate agreement.
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Notice for Claims of Copyright Violations
If you believe that your copyrighted work has been infringed, you can submit a copyright infringement notification by providing Financordwith the following information in writing:
- telephone number, address, and email address
- signature of the copyright owner or an authorized representative acting on their behalf with a statement for the authorization
- description and details of the copyrighted work that you claim has been infringed and of where is located on the service.
- statement affirming that you have a good faith belief that there is no authorization by the law or the owner or its agent for the usage of the work and that the above information is accurate.
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Anti-Money Laundering Policy
Financordcomplies with the applicable anti-corruption, anti-bribery and anti-money laundry laws and you acknowledge to also comply to all applicable laws including, local and Federal laws, EU directives and legally binding regulations, UN Convention and any other applicable laws such as the EU’s AML Directives, the UK Bribery, Money Laundering, Terrorist Financing, Transfer of Funds Act and Canada’s Corruption of Foreign Public Officials Act.
Financordhas the right to terminate you without prior notice if you fail to comply with any of the above..
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Final Provisions
This Agreement sets out the terms and conditions that apply to the use of the FinancordSite Offerings. Using the Site Offerings means you agree to be bound by this Agreement. If you don't agree to all of the terms of this Agreement, you cannot use the Site Offerings. This Agreement takes precedence over any inconsistent or conflicting provisions related to the Site Offerings. Financordinability to enforce any part of this Agreement does not mean Financordcannot enforce it in the future. This Agreement does not create any agency or partnership between the parties. Any part of this Agreement that is found to be invalid or unenforceable shall not affect the validity and enforceability of the remaining provisions of the Agreement and it will be interpreted according to applicable law. Financordcan assign its rights and obligations under this Agreement to any third party at any time without notice. The headings in this Agreement are for reference only and do not explain, limit, or define any section.
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Force Majeure
Neither party shall be liable for any breach or termination of this agreement due to a force majeure event; an unforeseen event beyond the reasonable control of the parties which among others includes act of God, strikes, lockouts, pandemics, epidemics, war, floods and earthquakes. The affected party shall duly notify the other party and do its best effort to minimize the impact on its obligations. Both parties can terminate in writing this agreement without liability, if the force majeure event continues for more than 30 days.
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Feedback and Suggestions
Any suggestions and feedbacks provided to Financordare subject to Financord’s Intellectual Property and you acknowledge that Financordmay be used them for further development and improvement of the site offeringss, to enhance Financorddata security and fraud prevention capabilities and to comply with any applicable laws.
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Contact/Support Centre
If you have any queries concerning the Agreement, Site Offerings or the practices of Financord, please do not hesitate to get in touch with us. To submit general inquiries, please e-mail us at: [email protected]; or send mail to: Financord, 4 Meadow Court Elm Park, Claremorris, Co. Mayo, F12 fc89, Dublin, Republic of Ireland. You can also call us at +353 949 505 099 from Monday to Friday between 08:00 - 23:00 GMT+2.
Financord is owned and operated by:
Ethertide Limited
4 Meadow Court Elm Park, Claremorris, Co. Mayo
F12 fc89 Dublin
Republic of Ireland
Business Number: 753540
VAT: 4293480TH
Terms of Use last updated: 2024-10-24
